evermore-fs
It is essential for everyone to make a Will. We at evermore-fs believe that it is the only means by which you can dispose of assets on your death in accordance with your wishes. Our discretionary trusts can be a highly effective method of protecting your assets from care costs assessment and reducing the burden of probate cost on family inheritance, if implemented and used appropriately. Our Over 50s Plans can be tailored to reduce the emotional burden of arranging your funeral service. Will Writing Event offer, ever November for supported Charities in "Will Month November 2013 "
Suite 29, 3rd Floor, Clayton House
59 Piccadilly
Manchester
M1 2AQ
Tel: 0845 862 2750
Enquire: Info@evermore-fs.com
In life and in business, insurance provides a way of managing risk and keeping things on the move, which otherwise, could have devastating consequences. We at evermore-fs identify the level of risk at stake and match the type of cover necessary, to minimise the impact should the risk events occur. Our product range covers Income, Life, Home, Pets & Business. We source quotations from a wide range of leading insurance companies to ensure you get the most competitive & comprehensive policy.
Managing Risk through Insurance
The longer you wait
The more money you waste
The less time you have
....One day, there will be no tomorrow
For most people, arranging a mortgage can be daunting. We at evermore-fs are here to make it easier. We search the entire market to find the best mortgage deals from leading banks, building societies and other mortgage lenders. From new mortgages to re-mortgages and buy to let loans, let us do the work for you.
Types of Mortgages available
An LPA is a legal document that allows a person to choose someone they trust to make decisions on their behalf about their personal welfare as well as their financial affairs. Whether you already have one, or think you don't need one, we at evermore-fs can provide you with a definitive answer as to whether this matches your current circumstances. How an LPA can protect
A PPT allows you to protect your share of the property, typically 50% for whom and what it is intended for. At the moment, anyone with assets in excess of £23,000 (including family home) may not qualify for (whole or even part) assistance with residential care fees from the state. For married couples with children, it is not guaranteed that the children will inherit the deceased parent's share if the surviving partner remarries. We at evermore-fs, assess the need for a PPT and manage the administration on your behalf. How a PPT can protect
evermore-fs is a trading style of Newleaf Advice Centre Ltd who are an Appointed Representative of Newleaf Distribution Limited who are authorised and regulated by the Financial Conduct Authority in respect of General Insurance mediation only. No. 460421. Will writing is not regulated by the FCA.
For those with business considerations, evermore-fs offer commercial mortgages to suit initial purchases, re-mortgages as well as bridging loans. Insurance products are also available to suit varying business needs. Types of Commercial Finance available
* We refer these requests to suitably qualified Advisers
** To understand the features and risks of Commercial Mortgages and Bridging Finance, please ask for a personalised illustration. We refer these requests to suitably qualified Advisers
We charge a fee of £150 at outset and £250 on completion. Alternatively, you can pay us a fee of £995 and if we are paid commission by the lender we will refund it to you.
Commercial Mortgages, Secured and unsecured loans and some Buy to Let mortgages are not regulated by the Financial Conduct Authority.
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