What We Do
We have worked with many clients on a variety of projects throughout the last decade. We implement effective strategies to obtain desired results and carefully guide clients like you through their challenges. Check out a few examples of our work and contact us today for a free consultation.
Will Writing,Trusts And Over 50's Plans
It is essential for everyone to make a Will. We at evermore-fs believe that it is the only means by which you can dispose of assets on your death in accordance with your wishes. Our discretionary trusts can be a highly effective method of protecting your assets from care costs assessment and reducing the burden of probate cost on family inheritance, if implemented and used appropriately.
Our Over 50s Plans can be tailored to reduce the emotional burden of arranging your funeral service. Standard Will Writing Event Offer 50% OFF! in November when you donate £10 to one of three supported Charities we support in "Will Month November "
Life Insurance, Income Protection, Critical Illness Cover
Our goal is to help all of our clients reach their desired outcome by analyzing each scenario from a variety of angles and perspectives. Always keeping the clients’ best interests in mind.
In life and in business, insurance provides a way of managing risk and keeping things on the move, which otherwise, could have devastating consequences. We at evermore-fs identify the level of risk at stake and match the type of cover necessary, to minimise the impact should the risk events occur. Our product range covers Income, Life, Home, Pets & Business. We source quotations from a wide range of leading insurance companies to ensure you get the most competitive & comprehensive policy.
1st Mortgage & Re-Mortgage
In the financial industry, each situation is unique and requires a specific set of solutions. We work hard to make sure every one of our clients reach their goals by providing them with the guidance and tools to make strategic plans for the future. We help define the ideal outcome for their situation, and through strategic planning together we will be able to achieve a great end result.
For most people, arranging a mortgage can be daunting. We at evermore-fs are here to make it easier. We search the entire market to find the best mortgage deals from leading banks, building societies and other mortgage lenders. From new mortgages to re-mortgages and buy to let loans, let us do the work for you.
Various types of Mortgages available
Lasting Power of Attorney (LPA)
An LPA is a legal document that allows a person to choose someone they trust to make decisions on their behalf about their personal welfare as well as their financial affairs. Whether you already have one, or think you don't need one, we at evermore-fs can provide you with a definitive answer as to whether this matches your current circumstances.
Protective Property Trust (PPT)
A PPT allows you to protect your share of the property, typically 50% for whom and what it is intended for. At the moment, anyone with assets in excess of £23,250 (including family home) may not qualify for (whole or even part) assistance with residential care fees from the state. For married couples with children, it is not guaranteed that the children will inherit the deceased parent's share if the surviving partner remarries. We at evermore-fs, assess the need for a PPT and manage the administration on your behalf.
Commercial & Business Survival
Serious About Business ? well don't miss out on our most popular options, evermore-fs offer commercial mortgages to suit initial purchases, re-mortgages as well as bridging loans. We have an array of insurance products to support and meet your business continuity objectives.